Wendy Garcarz

Apparently, there is a very specific window in which a woman is considered economically useful. Miss it by a decade or two, and things get awkward. At 60+, you are simultaneously: too young to retire (financially reckless, we’re told), too old to hire (a “risk”, delivered with remarkable confidence), and this is my personal favourite, too late to be taken seriously as a founder. Which is fascinating, because at no point in this assessment does anyone appear to have asked what you actually...

The Invisible Bias Tax on Later-Life Entrepreneurs Later-life entrepreneurs are not “disadvantaged” because of agism, they are systematically undervalued by design. There’s a quiet contradiction sitting at the heart of our economy., the elephant in the corner of the room if you like. A group that controls a significant proportion of disposable income is simultaneously treated as a risky, second-tier investment. Later-life entrepreneurs, particularly women, are navigating a system that doesn’t...

She Needs Refirement I created Refirement for women like Maggie Maggie is 58. She has 30+ years of experience in corporate HR, the kind that doesn’t just sit in a CV, it lives in conversations, decisions, instincts, and the ability to read a room in under 30 seconds. She’s the one person people always go to when things get tricky. Restructures. Redundancies. Career crises. Maggie doesn’t just do HR, she holds people together when things feel like they are falling apart. And then, this...