Refirement Board of Directors
Wendy Garcarz
Chair & CEO
Wendy Garcarz is a business strategist, futurist, and author with over 30 years of experience advising blue-chip companies, NHS trusts, and local authorities. But her true passion lies with small businesses—particularly those led by women. Wendy now dedicates her career to supporting female entrepreneurs in building agile, successful, and sustainable businesses at every stage of life.
Jayne Mannox
Director of Training & Personal Development
Jayne is an experienced business lecturer, entrepreneur, and former education manager, with a passion for unlocking potential through training and enterprise. With a background in both corporate PR and educational leadership, she brings a unique blend of strategic insight and hands-on delivery expertise.
Janet Shreeve
Vice Chair
Janet Shreeve is a dynamic business leader and healthcare entrepreneur with a deep passion for innovation and impact in later-stage careers. As Director of Shreeve Care Services, Janet provides strategic advisory support to healthcare businesses, drawing on decades of hands-on experience in business development, operations, and strategic planning within the care sector.
Stephanie Lee
Director of Membership & Ambassador Engagement
Stephanie brings a unique blend of leadership expertise and a deep passion for community building to Refirement UK. As a former Finance Director, she successfully led large teams through significant change and complex projects, demonstrating her strength as a "Conductor" who can navigate challenges with calm and initiate impactful initiatives
Neil Thorogood
Director of Finance & Company Secretary
Neil is a business growth specialist and former Chartered Accountant (ICAEW) with over three decades of experience supporting entrepreneurs, charities, and social enterprises.
As the founder of Thorogood & Associates, Neil has advised a wide range of organisations on business planning, performance improvement, and strategic exits.











